credit inquiry
nounUK /ˈkredɪt ɪnˈkwaɪəri/
US /ˈkredɪt ɪnˈkwaɪri/
A credit inquiry is when someone checks your record of borrowing money.
The bank made a credit inquiry before giving her a loan.
RELATED WORDS
OTHER MEANINGS
2. A hard inquiry is a check that can slightly lower your credit score.
Applying for a new card caused a hard credit inquiry.
3. A soft inquiry is a check that does not affect your credit score.
Checking your own credit report is a soft credit inquiry.
4. A record showing who has looked at your credit history.
The credit inquiry list showed three recent checks.