creditreport

noun
UK /ˈkred.ɪt rɪˌpɔːt/
US /ˈkred.ɪt rɪˌpɔːrt/

A credit report is a paper or computer file that tells grown-ups how well someone pays back money they borrow.

The bank looked at her credit report before giving her a loan.


OTHER MEANINGS

2. A summary of a person's borrowing and repayment history used by lenders.

His credit report showed he always paid his bills on time.

3. A record kept by a credit bureau about someone's debts and payments.

She checked her credit report to make sure there were no mistakes.

4. A document that helps a company decide whether to lend money or trust a customer.

The shop asked for a credit report before letting him buy on credit.