creditsearch
nounUK /ˈkredɪt sɜːtʃ/
US /ˈkredɪt sɝːtʃ/
A credit search is when someone checks your money record to see if you pay bills on time.
The bank did a credit search before giving her a new card.
RELATED WORDS
OTHER MEANINGS
2. A computer search for credit-related information in a database.
The company ran a creditsearch to find the customer's payment history.
3. The act of looking through records to find someone's borrowing details.
A creditsearch showed that he had no unpaid debts.
4. A formal request by a lender to view a person's credit file.
Every creditsearch can slightly affect your credit score.