out-of-pocket fee
nounUK /ˌaʊt əv ˈpɒkɪt fiː/
US /ˌaʊt əv ˈpɑːkɪt fiː/
Money you pay yourself instead of someone else paying it for you.
The insurance didn't cover the whole visit, so we had to pay an out-of-pocket fee.
RELATED WORDS
OTHER MEANINGS
2. A small extra charge paid directly at the time of service.
The hotel added an out-of-pocket fee for parking.
3. Money spent from your own savings rather than from a fund or account.
The trip was partly covered by the company, but meals were an out-of-pocket fee.
4. A cost not included in a main bill or plan.
The class was free, but the art supplies were an out-of-pocket fee.